Business Auto Insurance

• Asset Protection: This insurance helps cover repair or replacement costs if your business vehicles are damaged or destroyed.
• Liability Coverage: Protects your business from costly lawsuits if your vehicles are involved in accidents that cause injury or property damage to others.
• Peace of Mind: Ensures that your business can continue smoothly, even when unexpected vehicle-related issues arise.

• Collision Damage: Covers repair costs if your business vehicle is damaged in an accident, regardless of fault.
• Comprehensive Damage: Pays for repairs or replacement if your vehicle is stolen, vandalized, or damaged due to non-collision events like fire or severe weather.
• Liability Claims: Helps manage costs associated with injury, death, or property damage to others caused by your business vehicle.

• Personal Vehicle Use: Damages or liabilities resulting from the personal use of a business vehicle by employees or owners.
• Intentional Damage: Costs arising from damage intentionally caused by the driver.
• Non-Approved Drivers: Incidents involving drivers who are not authorized under the policy.

The cost of Business Auto Insurance varies based on several factors, including:

• Vehicle Type and Value: Larger, more expensive vehicles generally incur higher premiums.
• Driving Records: The past driving history of your employees can impact rates.
• Business Use and Mileage: More frequent use and longer distances can lead to higher premiums.